A single Amazon charge, split the way you actually shop.
ChargeUnpacker syncs your Amazon orders into YNAB and splits each charge into per-item subtransactions, each one individually categorizable. Categorizing big-box purchases, finally painless.
What lands in YNAB
Before
One lump. What was it?
After
- Coffee filters · Groceries -$12.49
- Bike pump · Exercise -$34.00
- Lego Star Wars set · Gifts -$22.50
Setup
Get started by forwarding your Amazon emails.
We generate a private forwarding address just for you. There are two ways to feed it. Use either, or both.
Clear the backlog
Forward a few by hand
Forward your recent Amazon order emails straight to your private address. It's a quick way to catch up on purchases you haven't categorized yet.
Automate it
Set a rule in your email client
Add a one-line forwarding rule in Gmail (or whatever email client you use) so every new Amazon order email syncs on its own. Set it once and forget it.
Then, for every order
It sorts each order while you keep using YNAB.
Per item
Every item gets a category
Each line gets a proposed YNAB category. Coffee filters to Groceries, a Lego set to Gifts. It's guesswork at first, but it learns your personal categories as you approve transactions through YNAB.
In YNAB
YNAB sees the split, not a lump
When the Amazon charge lands in YNAB, ChargeUnpacker fleshes it out into subtransactions that add up exactly. No more guessing what that $68.99 "Shopping" charge actually was.
Built for households
More than one Amazon account? Even better.
If your household runs two Amazon accounts but one YNAB budget, you already know the problem: you can't see your partner's order history, and every shared Amazon charge becomes a guessing game.
ChargeUnpacker reconciles every account's orders into the same YNAB budget, attributing each item to the right category, without either of you handing over a password.
Same household, two feeds
- Each account forwards from its own inbox
- Each item is attributed to the buyer
- One YNAB budget, no shared logins
Safety
Your accounts stay yours.
We're handling your household's spending, so we keep the trust surface as small as possible. We never hold the keys to your accounts.
No passwords, ever
We never ask for, see, or store your Amazon or YNAB password. There's nothing of yours for us to leak.
YNAB access via OAuth
You connect YNAB through its official OAuth flow, and you can revoke our access from YNAB at any time.
Amazon stays in your hands
Nothing of ours touches Amazon. You decide which order emails to forward, and you can stop forwarding whenever you like.
Your data, deletable
We store what we receive securely. Want to leave? We'll delete your entire history with us, completely, on request.
Launching soon
Quietly going live at chargeunpacker.com.
We're onboarding a small group of households first to make sure the splits land right. There's nothing to sign up for yet. Check back.